FNCE 627 – Personal Financial Planning (Case Study)


In this individual assignment, you will be provided with a comprehensive case study. Your task is to evaluate the provided information and develop a written financial plan within a maximum of 8 pages. The financial plan should cover various aspects, including assumptions, key considerations, recommendations, financial analysis, and strategies for the case study individual or family.

Table of Contents:

Your written financial plan should be structured with the following sections:

  1. Assumptions and Key Considerations:
    • Clearly outline the assumptions made during the financial planning process, such as inflation rates, investment returns, and other relevant factors.
    • Identify key considerations from the case study that may impact the financial plan’s development.
  2. Recommendations:
    • Summarize the core recommendations for the case study individual or family. Provide a high-level overview of the proposed financial strategies.
  3. Financial Analysis:
    • Conduct a thorough financial analysis based on the case study data. Include analyses of net worth and cash flow to gain insights into the current financial situation.
  4. Net Worth:
    • Calculate and evaluate the case study’s net worth by considering all assets, liabilities, and equity. Discuss the implications of the net worth analysis.
  5. Cash Flow:
    • Examine the cash inflows and outflows to determine the case study’s cash flow position. Analyze cash flow patterns and offer suggestions for improvement.
  6. Strategies:
    • Present a comprehensive set of financial strategies tailored to the case study’s goals and financial situation. Include strategies for investment, risk management, tax planning, and more.
  7. Insurance Coverage:
    • Evaluate the existing insurance coverage and propose any necessary adjustments or additional policies based on the case study’s needs and risk profile.
  8. Retirement:
    • Develop a retirement plan, considering retirement goals, sources of income, and investment strategies to ensure a secure and comfortable retirement.
  9. Education:
    • If applicable, outline a plan for funding education expenses, taking into account the case study’s objectives and time horizon.
  10. Major Purchase:
    • If relevant, provide recommendations and financing options for significant purchases, considering the impact on the overall financial plan.
  11. Emergency Fund:
    • Suggest an appropriate emergency fund amount and location for the case study individual or family.
  12. IPP (Individual Pension Plan):
    • Analyze the suitability and benefits of an Individual Pension Plan for the case study’s retirement needs.
  13. Estate Analysis and Discussion:
    • Evaluate the case study’s estate planning requirements, including wills, trusts, and distribution of assets.
  14. Selling the Business:
    • If applicable, develop a tax-efficient strategy for selling the case study’s business and handling the proceeds.
  15. Tax Planning for Selling the Business:
    • Present a comprehensive tax planning approach for the case study’s business sale, considering applicable tax laws and regulations.


  • Please study the individual project rubrics carefully before the submission.
  • Only PDF file is acceptable.
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